Generating free templates

Here is a free site to generate templates http://www.auctioninsights.info/templates/

Try a few and see if they meet your needs or if they need to be more complex, you may have to break down and learn some HTML. A great place for that is on this site with its step by step approach. http://www.eobcards.com/tutorial3.htm

or if you just need the HTML tags and understand the basics this site is really helpful http://www.web-source.net/html_codes_chart.htm

You can practice or just to check how it looks here: http://www.practiceboard.com/